Xero-Certified Bookkeeper
Niña Ruiz
Hands-on microfinance banking experience and certified training in Xero and QuickBooks. I help Australian businesses keep their finances accurate, organised, and audit-ready — remotely.
Bookkeeping & Reconciliation
Daily transaction recording, bank reconciliations, and financial record management with zero-discrepancy accuracy.
Accounts Receivable & Payable
End-to-end AR/AP processing, invoicing, payment tracking, and overdue account monitoring.
Financial Reporting
Accurate daily and monthly financial reports to support management decisions and compliance audits.
GST & BAS Support
Actively building expertise in Australian GST and BAS preparation to support AU-based clients.
Xero & QuickBooks
Certified Xero user with QuickBooks proficiency — invoicing, reconciliation, and full reporting setup.
Excel & Spreadsheet Management
Data entry, financial analysis, and record organisation using Microsoft Excel and Google Sheets.
- Processed and recorded 30–50 daily financial transactions with accurate posting and reconciliation
- Performed daily reconciliation of collections, maintaining zero discrepancies throughout tenure
- Managed and monitored 100+ active loan accounts, tracking repayment schedules and flagging overdue balances
- Prepared and submitted daily financial reports to branch management to support decision-making
- Maintained organised financial records and ensured compliance with internal banking controls
- Supported client documentation, account setup, and financial record verification
- Delivered live online English lessons managing a consistent daily schedule across multiple time zones
- Maintained detailed student progress records and lesson documentation with accuracy
- Developed strong independent work habits, time management, and communication in a fully remote setup
Accounting Software
Spreadsheets
Bookkeeping
Communication & Meetings
Productivity & Workspace
Creative Tools
Virtual Bookkeeping Certification (Xero & QuickBooks Online)
Aze Vector Global Training Corporation
Xero Certified — Level 1 & 2
Xero
Microsoft Skills for Jobs – Word for Work
Microsoft Essentials · Microsoft
Microsoft Skills for Jobs – Excel Excellence
Microsoft Essentials · Microsoft
National Certificate III in Bookkeeping
Technical Education and Skills Development Authority (TESDA)
Let's work together
I'm open to full-time or part-time remote bookkeeping roles, particularly with Australian-based businesses and finance teams. Feel free to reach out.